Call reports 2007
QUILL BANK — 2007
What QUILL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 112,169,000 | 108,244,000 | 115,390,000 | 122,840,000 |
| Total loans | 76,883,000 | 84,675,000 | 93,192,000 | 100,911,000 |
| Allowance for loan losses | 1,197,000 | 1,368,000 | 1,367,000 | 1,341,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,982,000 | 2,478,000 | 2,485,000 | 1,747,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,188,000 | 89,947,000 | 97,437,000 | 104,461,000 |
| Interest-bearing deposits | 67,117,000 | 65,188,000 | 72,839,000 | 81,230,000 |
| Noninterest-bearing deposits | 27,071,000 | 24,759,000 | 24,598,000 | 23,231,000 |
| Equity capital | 15,277,000 | 15,626,000 | 16,150,000 | 16,690,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,299,000 | 4,850,000 | 7,360,000 | 9,930,000 |
| Interest expense | 705,000 | 1,411,000 | 2,150,000 | 2,958,000 |
| Net interest income | 1,594,000 | 3,439,000 | 5,210,000 | 6,972,000 |
| Noninterest income | 102,000 | 230,000 | 338,000 | 500,000 |
| Noninterest expense | 1,044,000 | 2,189,000 | 3,238,000 | 4,371,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 652,000 | 1,480,000 | 2,310,000 | 3,101,000 |
| Income tax | 228,000 | 555,000 | 861,000 | 1,141,000 |
| Net income | 424,000 | 925,000 | 1,449,000 | 1,960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,277,000 | 15,626,000 | 16,150,000 | 16,690,000 |
| Total capital | 16,398,000 | 16,790,000 | 17,404,000 | 18,031,000 |
| Risk-weighted assets | 89,608,000 | 92,899,000 | 100,218,000 | 109,180,000 |