Call reports 2006
QUILL BANK — 2006
What QUILL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 83,342,000 | 91,774,000 | 97,677,000 | 101,567,000 |
| Total loans | 57,761,000 | 66,755,000 | 69,761,000 | 70,403,000 |
| Allowance for loan losses | 2,837,000 | 1,218,000 | 1,180,000 | 1,207,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,965,000 | 6,966,000 | 3,988,000 | 4,486,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,519,000 | 77,857,000 | 83,079,000 | 86,939,000 |
| Interest-bearing deposits | 42,831,000 | 54,184,000 | 58,621,000 | 63,191,000 |
| Noninterest-bearing deposits | 25,688,000 | 23,673,000 | 24,458,000 | 23,748,000 |
| Equity capital | 8,400,000 | 9,896,000 | 10,188,000 | 10,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,637,000 | 3,580,000 | 5,737,000 | 8,025,000 |
| Interest expense | 308,000 | 758,000 | 1,348,000 | 2,004,000 |
| Net interest income | 1,329,000 | 2,822,000 | 4,389,000 | 6,021,000 |
| Noninterest income | 112,000 | 222,000 | 372,000 | 500,000 |
| Noninterest expense | 1,039,000 | 1,936,000 | 2,945,000 | 3,950,000 |
| Provision for loan losses | 0 | -1,700,000 | -1,700,000 | -1,700,000 |
| Pretax income | 402,000 | 2,808,000 | 3,516,000 | 4,271,000 |
| Income tax | 142,000 | 1,051,000 | 1,365,000 | 1,576,000 |
| Net income | 260,000 | 1,757,000 | 2,151,000 | 2,695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,400,000 | 9,896,000 | 10,188,000 | 10,631,000 |
| Total capital | 9,218,000 | 10,788,000 | 11,127,000 | 11,589,000 |
| Risk-weighted assets | 63,430,000 | 70,996,000 | 74,887,000 | 76,364,000 |