Call reports 2002
QUILL BANK — 2002
What QUILL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 65,899,000 | 65,201,000 | 83,677,000 | 77,445,000 |
| Total loans | 49,161,000 | 51,353,000 | 56,635,000 | 62,472,000 |
| Allowance for loan losses | 903,000 | 856,000 | 1,013,000 | 2,505,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,809,000 | 55,825,000 | 68,973,000 | 66,419,000 |
| Interest-bearing deposits | 37,599,000 | 37,603,000 | 46,060,000 | 45,020,000 |
| Noninterest-bearing deposits | 19,210,000 | 18,222,000 | 22,913,000 | 21,399,000 |
| Equity capital | 5,944,000 | 6,182,000 | 6,474,000 | 4,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 993,000 | 2,137,000 | 3,442,000 | 4,671,000 |
| Interest expense | 215,000 | 420,000 | 634,000 | 838,000 |
| Net interest income | 778,000 | 1,717,000 | 2,808,000 | 3,833,000 |
| Noninterest income | 205,000 | 429,000 | 703,000 | 916,000 |
| Noninterest expense | 761,000 | 1,577,000 | 2,348,000 | 3,147,000 |
| Provision for loan losses | 16,000 | 28,000 | 214,000 | 3,026,000 |
| Pretax income | 206,000 | 541,000 | 949,000 | -1,424,000 |
| Income tax | 68,000 | 165,000 | 281,000 | -542,000 |
| Net income | 138,000 | 376,000 | 668,000 | -882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,944,000 | 6,182,000 | 6,474,000 | 4,864,000 |
| Total capital | 6,598,000 | 6,836,000 | 7,286,000 | 5,683,000 |
| Risk-weighted assets | 52,249,000 | 52,151,000 | 65,189,000 | 63,804,000 |