Call reports 2001
QUILL BANK — 2001
What QUILL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 57,085,000 | 55,875,000 | 69,712,000 | 65,064,000 |
| Total loans | 39,916,000 | 44,176,000 | 46,731,000 | 49,909,000 |
| Allowance for loan losses | 847,000 | 884,000 | 957,000 | 886,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,001,000 | 46,689,000 | 60,419,000 | 55,595,000 |
| Interest-bearing deposits | 30,194,000 | 33,113,000 | 44,962,000 | 38,045,000 |
| Noninterest-bearing deposits | 17,807,000 | 13,576,000 | 15,457,000 | 17,550,000 |
| Equity capital | 5,801,000 | 5,968,000 | 6,044,000 | 6,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,233,000 | 2,459,000 | 3,635,000 | 4,801,000 |
| Interest expense | 433,000 | 797,000 | 1,150,000 | 1,418,000 |
| Net interest income | 800,000 | 1,662,000 | 2,485,000 | 3,383,000 |
| Noninterest income | 166,000 | 335,000 | 509,000 | 719,000 |
| Noninterest expense | 670,000 | 1,367,000 | 2,055,000 | 2,766,000 |
| Provision for loan losses | 64,000 | 79,000 | 165,000 | 180,000 |
| Pretax income | 232,000 | 551,000 | 774,000 | 1,156,000 |
| Income tax | 116,000 | 198,000 | 345,000 | 418,000 |
| Net income | 116,000 | 353,000 | 429,000 | 738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,801,000 | 5,968,000 | 6,044,000 | 6,278,000 |
| Total capital | 6,378,000 | 6,573,000 | 6,715,000 | 6,961,000 |
| Risk-weighted assets | 45,902,000 | 48,152,000 | 53,414,000 | 54,440,000 |