Call reports 2003
BAY VIEW BANK, NATIONAL ASSOCIATION — 2003
What BAY VIEW BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Total assets | 569,722,000 | 567,245,000 |
| Total loans | 219,944,000 | 259,612,000 |
| Allowance for loan losses | 0 | 0 |
| Securities available for sale | 52,734,000 | 92,447,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 0 | 500,000 |
| Interest-bearing deposits | 0 | 500,000 |
| Noninterest-bearing deposits | 0 | 0 |
| Equity capital | 487,160,000 | 487,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Interest income | 6,314,000 | 12,442,000 |
| Interest expense | 928,000 | 1,180,000 |
| Net interest income | 5,386,000 | 11,262,000 |
| Noninterest income | 14,797,000 | 27,274,000 |
| Noninterest expense | 36,084,000 | 50,038,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -15,901,000 | -11,502,000 |
| Income tax | -6,342,000 | -4,296,000 |
| Net income | -9,559,000 | -7,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Tier 1 capital | 487,110,000 | 487,219,000 |
| Total capital | 487,110,000 | 487,219,000 |
| Risk-weighted assets | 488,108,000 | 524,790,000 |