Call reports 2002
BAY VIEW BANK, NATIONAL ASSOCIATION — 2002
What BAY VIEW BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 3,753,036,000 | 3,659,902,000 | 3,871,228,000 | 843,044,000 |
| Total loans | 2,412,617,000 | 2,331,279,000 | 731,912,000 | 299,378,000 |
| Allowance for loan losses | 45,097,000 | 38,013,000 | 0 | 0 |
| Securities available for sale | 362,859,000 | 269,068,000 | 1,102,705,000 | 117,739,000 |
| Securities held to maturity | 170,832,000 | 141,887,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,081,087,000 | 3,037,044,000 | 3,037,515,000 | 224,189,000 |
| Interest-bearing deposits | 3,036,099,000 | 2,989,737,000 | 2,995,909,000 | 224,189,000 |
| Noninterest-bearing deposits | 44,988,000 | 47,307,000 | 41,606,000 | 0 |
| Equity capital | 455,581,000 | 455,311,000 | 592,763,000 | 499,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 53,029,000 | 104,899,000 | 143,737,000 | 160,696,000 |
| Interest expense | 18,161,000 | 34,809,000 | 52,902,000 | 61,433,000 |
| Net interest income | 34,868,000 | 70,090,000 | 90,835,000 | 99,263,000 |
| Noninterest income | 28,709,000 | 53,493,000 | 93,474,000 | 111,865,000 |
| Noninterest expense | 44,903,000 | 103,178,000 | -172,742,000 | -140,832,000 |
| Provision for loan losses | 4,800,000 | 8,400,000 | 10,600,000 | 10,600,000 |
| Pretax income | 14,284,000 | 13,221,000 | 347,599,000 | 342,508,000 |
| Income tax | 1,855,000 | 1,364,000 | 179,135,000 | 131,014,000 |
| Net income | 12,429,000 | 11,857,000 | 149,544,000 | 192,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 229,369,000 | 238,478,000 | 592,747,000 | 499,891,000 |
| Total capital | 316,665,000 | 324,367,000 | 642,747,000 | 499,891,000 |
| Risk-weighted assets | 2,969,138,000 | 2,864,433,000 | 2,602,911,000 | 701,697,000 |