Call reports 2008
MAPLEMARK BANK — 2008
What MAPLEMARK BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 16,903,000 | 17,244,000 | 16,952,000 | 16,448,000 |
| Total loans | 8,076,000 | 8,131,000 | 7,964,000 | 7,568,000 |
| Allowance for loan losses | 51,000 | 53,000 | 53,000 | 73,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,540,000 | 4,575,000 | 5,168,000 | 5,335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,995,000 | 15,325,000 | 14,955,000 | 14,438,000 |
| Interest-bearing deposits | 8,950,000 | 8,851,000 | 8,953,000 | 8,443,000 |
| Noninterest-bearing deposits | 6,045,000 | 6,474,000 | 6,002,000 | 5,995,000 |
| Equity capital | 1,813,000 | 1,861,000 | 1,905,000 | 1,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 243,000 | 471,000 | 720,000 | 946,000 |
| Interest expense | 63,000 | 106,000 | 147,000 | 184,000 |
| Net interest income | 180,000 | 365,000 | 573,000 | 762,000 |
| Noninterest income | 25,000 | 50,000 | 77,000 | 109,000 |
| Noninterest expense | 156,000 | 314,000 | 486,000 | 656,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 62,000 | 116,000 | 179,000 | 210,000 |
| Income tax | 19,000 | 27,000 | 45,000 | 55,000 |
| Net income | 43,000 | 89,000 | 134,000 | 155,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,798,000 | 1,861,000 | 1,889,000 | 1,849,000 |
| Total capital | 1,849,000 | 1,914,000 | 1,942,000 | 1,922,000 |
| Risk-weighted assets | 8,984,000 | 8,266,000 | 9,018,000 | 8,046,000 |