Call reports 2008
FIRSTBANK OF DOUGLAS COUNTY — 2008
What FIRSTBANK OF DOUGLAS COUNTY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 313,018,000 | 329,496,000 | 327,204,000 | 328,747,000 |
| Total loans | 90,418,000 | 92,618,000 | 96,552,000 | 101,837,000 |
| Allowance for loan losses | 840,000 | 884,000 | 960,000 | 1,200,000 |
| Securities available for sale | 143,932,000 | 140,021,000 | 133,574,000 | 130,069,000 |
| Securities held to maturity | 61,169,000 | 82,492,000 | 82,154,000 | 83,122,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 280,803,000 | 278,511,000 | 271,003,000 | 273,479,000 |
| Interest-bearing deposits | 234,356,000 | 232,149,000 | 224,334,000 | 234,152,000 |
| Noninterest-bearing deposits | 46,447,000 | 46,362,000 | 46,669,000 | 39,327,000 |
| Equity capital | 25,288,000 | 25,807,000 | 26,328,000 | 26,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,388,000 | 8,822,000 | 13,318,000 | 17,864,000 |
| Interest expense | 1,784,000 | 3,148,000 | 4,462,000 | 5,690,000 |
| Net interest income | 2,604,000 | 5,674,000 | 8,856,000 | 12,174,000 |
| Noninterest income | 868,000 | 2,314,000 | 3,233,000 | 4,112,000 |
| Noninterest expense | 1,752,000 | 3,610,000 | 5,301,000 | 6,921,000 |
| Provision for loan losses | 40,000 | 95,000 | 207,000 | 485,000 |
| Pretax income | 1,680,000 | 4,283,000 | 6,093,000 | 8,392,000 |
| Income tax | 435,000 | 1,225,000 | 1,717,000 | 2,382,000 |
| Net income | 1,245,000 | 3,058,000 | 4,376,000 | 6,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,526,000 | 19,499,000 | 19,880,000 | 21,013,000 |
| Total capital | 19,393,000 | 20,411,000 | 20,869,000 | 22,243,000 |
| Risk-weighted assets | 120,439,000 | 122,779,000 | 126,423,000 | 130,874,000 |