Call reports 2007
FIRSTBANK OF DOUGLAS COUNTY — 2007
What FIRSTBANK OF DOUGLAS COUNTY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 302,182,000 | 306,855,000 | 309,284,000 | 327,475,000 |
| Total loans | 76,948,000 | 83,496,000 | 87,608,000 | 89,282,000 |
| Allowance for loan losses | 654,000 | 717,000 | 741,000 | 815,000 |
| Securities available for sale | 133,180,000 | 144,794,000 | 144,052,000 | 138,749,000 |
| Securities held to maturity | 60,900,000 | 61,670,000 | 61,230,000 | 61,938,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,051,000 | 269,262,000 | 263,452,000 | 293,013,000 |
| Interest-bearing deposits | 222,384,000 | 221,993,000 | 214,608,000 | 239,812,000 |
| Noninterest-bearing deposits | 52,668,000 | 47,269,000 | 48,845,000 | 53,202,000 |
| Equity capital | 23,321,000 | 22,337,000 | 23,406,000 | 23,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,113,000 | 8,427,000 | 12,795,000 | 17,175,000 |
| Interest expense | 1,885,000 | 3,964,000 | 6,169,000 | 8,263,000 |
| Net interest income | 2,228,000 | 4,463,000 | 6,626,000 | 8,912,000 |
| Noninterest income | 781,000 | 1,666,000 | 2,595,000 | 3,522,000 |
| Noninterest expense | 1,561,000 | 3,144,000 | 4,801,000 | 6,408,000 |
| Provision for loan losses | 44,000 | 139,000 | 187,000 | 285,000 |
| Pretax income | 1,404,000 | 2,846,000 | 4,233,000 | 5,741,000 |
| Income tax | 353,000 | 715,000 | 1,057,000 | 1,438,000 |
| Net income | 1,051,000 | 2,131,000 | 3,176,000 | 4,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,452,000 | 17,732,000 | 17,977,000 | 18,303,000 |
| Total capital | 18,129,000 | 18,474,000 | 18,744,000 | 19,144,000 |
| Risk-weighted assets | 108,428,000 | 114,762,000 | 117,669,000 | 122,535,000 |