Call reports 2006
FIRSTBANK OF DOUGLAS COUNTY — 2006
What FIRSTBANK OF DOUGLAS COUNTY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 272,204,000 | 276,326,000 | 286,585,000 | 290,095,000 |
| Total loans | 62,731,000 | 70,260,000 | 71,276,000 | 73,530,000 |
| Allowance for loan losses | 519,000 | 577,000 | 572,000 | 633,000 |
| Securities available for sale | 140,728,000 | 136,769,000 | 137,384,000 | 135,194,000 |
| Securities held to maturity | 52,271,000 | 52,365,000 | 61,921,000 | 61,442,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,888,000 | 250,441,000 | 252,434,000 | 263,277,000 |
| Interest-bearing deposits | 193,862,000 | 199,602,000 | 199,426,000 | 210,682,000 |
| Noninterest-bearing deposits | 52,026,000 | 50,838,000 | 53,007,000 | 52,595,000 |
| Equity capital | 22,739,000 | 21,547,000 | 23,404,000 | 23,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,635,000 | 7,449,000 | 11,390,000 | 15,406,000 |
| Interest expense | 1,336,000 | 2,848,000 | 4,552,000 | 6,396,000 |
| Net interest income | 2,299,000 | 4,601,000 | 6,838,000 | 9,010,000 |
| Noninterest income | 749,000 | 1,529,000 | 2,364,000 | 3,197,000 |
| Noninterest expense | 1,362,000 | 2,775,000 | 4,172,000 | 5,651,000 |
| Provision for loan losses | 35,000 | 104,000 | 117,000 | 193,000 |
| Pretax income | 1,651,000 | 3,251,000 | 4,913,000 | 6,363,000 |
| Income tax | 431,000 | 848,000 | 1,290,000 | 1,631,000 |
| Net income | 1,220,000 | 2,403,000 | 3,623,000 | 4,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,289,000 | 17,371,000 | 17,491,000 | 17,600,000 |
| Total capital | 17,826,000 | 17,975,000 | 18,092,000 | 18,262,000 |
| Risk-weighted assets | 97,145,000 | 101,575,000 | 104,145,000 | 103,624,000 |