Call reports 2005
FIRSTBANK OF DOUGLAS COUNTY — 2005
What FIRSTBANK OF DOUGLAS COUNTY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 271,529,000 | 270,257,000 | 268,621,000 | 271,177,000 |
| Total loans | 52,628,000 | 54,235,000 | 57,942,000 | 57,744,000 |
| Allowance for loan losses | 308,000 | 402,000 | 478,000 | 501,000 |
| Securities available for sale | 160,912,000 | 145,038,000 | 138,663,000 | 143,876,000 |
| Securities held to maturity | 42,092,000 | 42,690,000 | 53,429,000 | 52,320,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,066,000 | 240,123,000 | 240,189,000 | 244,019,000 |
| Interest-bearing deposits | 184,908,000 | 187,368,000 | 187,420,000 | 194,147,000 |
| Noninterest-bearing deposits | 51,158,000 | 52,755,000 | 52,769,000 | 49,872,000 |
| Equity capital | 22,883,000 | 24,703,000 | 23,783,000 | 23,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,283,000 | 6,582,000 | 10,034,000 | 13,599,000 |
| Interest expense | 881,000 | 1,832,000 | 2,896,000 | 4,107,000 |
| Net interest income | 2,402,000 | 4,750,000 | 7,138,000 | 9,492,000 |
| Noninterest income | 718,000 | 1,493,000 | 2,321,000 | 3,093,000 |
| Noninterest expense | 1,327,000 | 2,643,000 | 3,980,000 | 5,280,000 |
| Provision for loan losses | 17,000 | 118,000 | 206,000 | 256,000 |
| Pretax income | 1,814,000 | 3,620,000 | 5,411,000 | 7,187,000 |
| Income tax | 483,000 | 969,000 | 1,446,000 | 1,931,000 |
| Net income | 1,331,000 | 2,651,000 | 3,965,000 | 5,256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,544,000 | 16,765,000 | 16,978,000 | 17,169,000 |
| Total capital | 16,852,000 | 17,167,000 | 17,456,000 | 17,670,000 |
| Risk-weighted assets | 84,790,000 | 86,166,000 | 90,571,000 | 91,111,000 |