Call reports 2004
FIRSTBANK OF DOUGLAS COUNTY — 2004
What FIRSTBANK OF DOUGLAS COUNTY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 258,817,000 | 265,829,000 | 284,208,000 | 288,121,000 |
| Total loans | 47,701,000 | 50,199,000 | 50,183,000 | 51,135,000 |
| Allowance for loan losses | 322,000 | 327,000 | 300,000 | 293,000 |
| Securities available for sale | 160,212,000 | 167,206,000 | 182,002,000 | 177,098,000 |
| Securities held to maturity | 33,325,000 | 32,509,000 | 33,164,000 | 43,012,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,226,000 | 237,764,000 | 238,817,000 | 234,079,000 |
| Interest-bearing deposits | 186,866,000 | 191,566,000 | 189,219,000 | 183,436,000 |
| Noninterest-bearing deposits | 43,359,000 | 46,198,000 | 49,597,000 | 50,643,000 |
| Equity capital | 23,609,000 | 21,953,000 | 24,532,000 | 23,101,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,760,000 | 5,673,000 | 8,818,000 | 12,138,000 |
| Interest expense | 681,000 | 1,349,000 | 2,071,000 | 2,904,000 |
| Net interest income | 2,079,000 | 4,324,000 | 6,747,000 | 9,234,000 |
| Noninterest income | 718,000 | 1,475,000 | 2,219,000 | 2,972,000 |
| Noninterest expense | 1,211,000 | 2,529,000 | 3,862,000 | 5,243,000 |
| Provision for loan losses | 28,000 | 35,000 | 19,000 | 25,000 |
| Pretax income | 1,558,000 | 3,235,000 | 5,085,000 | 6,938,000 |
| Income tax | 387,000 | 821,000 | 1,312,000 | 1,803,000 |
| Net income | 1,171,000 | 2,414,000 | 3,773,000 | 5,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,749,000 | 16,492,000 | 16,850,000 | 15,713,000 |
| Total capital | 16,071,000 | 16,819,000 | 17,150,000 | 16,006,000 |
| Risk-weighted assets | 81,232,000 | 83,339,000 | 86,025,000 | 87,259,000 |