Call reports 2003
FIRSTBANK OF DOUGLAS COUNTY — 2003
What FIRSTBANK OF DOUGLAS COUNTY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 235,994,000 | 250,748,000 | 260,059,000 | 260,259,000 |
| Total loans | 40,794,000 | 42,105,000 | 44,929,000 | 43,912,000 |
| Allowance for loan losses | 345,000 | 343,000 | 367,000 | 301,000 |
| Securities available for sale | 145,127,000 | 155,771,000 | 165,996,000 | 165,444,000 |
| Securities held to maturity | 31,182,000 | 31,830,000 | 31,759,000 | 33,590,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,218,000 | 220,632,000 | 222,414,000 | 233,240,000 |
| Interest-bearing deposits | 167,641,000 | 174,107,000 | 177,275,000 | 192,043,000 |
| Noninterest-bearing deposits | 42,577,000 | 46,525,000 | 45,139,000 | 41,197,000 |
| Equity capital | 21,615,000 | 22,114,000 | 22,298,000 | 22,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,647,000 | 5,316,000 | 7,830,000 | 10,410,000 |
| Interest expense | 738,000 | 1,464,000 | 2,188,000 | 2,903,000 |
| Net interest income | 1,909,000 | 3,852,000 | 5,642,000 | 7,507,000 |
| Noninterest income | 682,000 | 1,426,000 | 2,160,000 | 2,875,000 |
| Noninterest expense | 1,169,000 | 2,337,000 | 3,481,000 | 4,630,000 |
| Provision for loan losses | -93,000 | -83,000 | -47,000 | -88,000 |
| Pretax income | 1,515,000 | 3,024,000 | 4,368,000 | 5,840,000 |
| Income tax | 384,000 | 767,000 | 1,079,000 | 1,457,000 |
| Net income | 1,131,000 | 2,257,000 | 3,289,000 | 4,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,926,000 | 15,252,000 | 15,484,000 | 15,078,000 |
| Total capital | 15,271,000 | 15,595,000 | 15,851,000 | 15,379,000 |
| Risk-weighted assets | 77,920,000 | 80,681,000 | 82,004,000 | 80,865,000 |