Call reports 2015
BENEFIT BANK — 2015
What BENEFIT BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 |
|---|---|
| Total assets | 194,680,000 |
| Total loans | 175,829,000 |
| Allowance for loan losses | 3,384,000 |
| Securities available for sale | 7,215,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 157,912,000 |
| Interest-bearing deposits | 128,849,000 |
| Noninterest-bearing deposits | 29,063,000 |
| Equity capital | 21,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 |
|---|---|
| Interest income | 1,891,000 |
| Interest expense | 239,000 |
| Net interest income | 1,652,000 |
| Noninterest income | 565,000 |
| Noninterest expense | 1,656,000 |
| Provision for loan losses | -97,000 |
| Pretax income | 658,000 |
| Income tax | 0 |
| Net income | 658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 |
|---|---|
| Tier 1 capital | 21,722,000 |
| Total capital | 23,551,000 |
| Risk-weighted assets | 144,778,000 |