Call report 2014Q4
BENEFIT BANK — 2014Q4
The 22 measures BENEFIT BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 195,142,000 | USD | evidence → |
| Total loans | 175,300,000 | USD | evidence → |
| Allowance for loan losses | 3,384,000 | USD | evidence → |
| Securities available for sale | 7,494,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 153,851,000 | USD | evidence → |
| Interest-bearing deposits | 128,580,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,271,000 | USD | evidence → |
| Equity capital | 20,232,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,680,000 | USD | evidence → |
| Interest expense | 1,062,000 | USD | evidence → |
| Net interest income | 6,618,000 | USD | evidence → |
| Noninterest income | 1,904,000 | USD | evidence → |
| Noninterest expense | 7,245,000 | USD | evidence → |
| Provision for loan losses | -159,000 | USD | evidence → |
| Pretax income | 1,436,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,436,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 20,214,000 | USD | evidence → |
| Total capital | 22,009,000 | USD | evidence → |
| Risk-weighted assets | 142,013,000 | USD | evidence → |