Call reports 2017
FULLERTON NATIONAL BANK — 2017
What FULLERTON NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 43,895,000 | 45,398,000 | 46,498,000 | 44,888,000 |
| Total loans | 31,908,000 | 32,921,000 | 33,861,000 | 32,236,000 |
| Allowance for loan losses | 584,000 | 590,000 | 596,000 | 609,000 |
| Securities available for sale | 2,639,000 | 2,786,000 | 2,728,000 | 2,576,000 |
| Securities held to maturity | 20,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,085,000 | 29,610,000 | 30,435,000 | 30,062,000 |
| Interest-bearing deposits | 24,549,000 | 24,277,000 | 24,977,000 | 24,414,000 |
| Noninterest-bearing deposits | 7,536,000 | 5,333,000 | 5,458,000 | 5,648,000 |
| Equity capital | 5,165,000 | 5,204,000 | 5,388,000 | 5,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 460,000 | 939,000 | 1,458,000 | 1,957,000 |
| Interest expense | 74,000 | 154,000 | 239,000 | 323,000 |
| Net interest income | 386,000 | 785,000 | 1,219,000 | 1,634,000 |
| Noninterest income | 28,000 | 55,000 | 84,000 | 119,000 |
| Noninterest expense | 244,000 | 491,000 | 738,000 | 1,004,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 34,000 |
| Pretax income | 164,000 | 337,000 | 547,000 | 715,000 |
| Income tax | 3,000 | 7,000 | 10,000 | 15,000 |
| Net income | 161,000 | 330,000 | 537,000 | 700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,165,000 | 5,204,000 | 5,388,000 | 5,391,000 |
| Total capital | 5,613,000 | 5,667,000 | 5,863,000 | 5,842,000 |
| Risk-weighted assets | 35,673,000 | 36,900,000 | 37,862,000 | 35,904,000 |