Call reports 2016
FULLERTON NATIONAL BANK — 2016
What FULLERTON NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 44,271,000 | 45,159,000 | 46,782,000 | 46,874,000 |
| Total loans | 31,558,000 | 31,765,000 | 33,171,000 | 31,351,000 |
| Allowance for loan losses | 616,000 | 622,000 | 572,000 | 578,000 |
| Securities available for sale | 2,919,000 | 3,065,000 | 2,864,000 | 2,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,548,000 | 31,973,000 | 31,342,000 | 31,695,000 |
| Interest-bearing deposits | 26,439,000 | 25,034,000 | 25,735,000 | 25,807,000 |
| Noninterest-bearing deposits | 6,109,000 | 6,939,000 | 5,607,000 | 5,888,000 |
| Equity capital | 4,974,000 | 5,073,000 | 5,180,000 | 4,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 463,000 | 922,000 | 1,406,000 | 1,869,000 |
| Interest expense | 74,000 | 148,000 | 224,000 | 299,000 |
| Net interest income | 389,000 | 774,000 | 1,182,000 | 1,570,000 |
| Noninterest income | 31,000 | 55,000 | 84,000 | 111,000 |
| Noninterest expense | 266,000 | 500,000 | 744,000 | 985,000 |
| Provision for loan losses | 6,000 | 12,000 | 12,000 | 18,000 |
| Pretax income | 148,000 | 317,000 | 510,000 | 678,000 |
| Income tax | 4,000 | 7,000 | 11,000 | 15,000 |
| Net income | 144,000 | 310,000 | 499,000 | 663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,974,000 | 5,073,000 | 5,180,000 | 4,990,000 |
| Total capital | 5,428,000 | 5,531,000 | 5,656,000 | 5,446,000 |
| Risk-weighted assets | 36,173,000 | 36,510,000 | 37,965,000 | 36,369,000 |