Call reports 2015
FULLERTON NATIONAL BANK — 2015
What FULLERTON NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 41,228,000 | 43,743,000 | 44,665,000 | 44,775,000 |
| Total loans | 29,211,000 | 31,669,000 | 32,330,000 | 31,523,000 |
| Allowance for loan losses | 592,000 | 598,000 | 604,000 | 610,000 |
| Securities available for sale | 3,900,000 | 4,007,000 | 3,735,000 | 3,013,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,418,000 | 29,277,000 | 28,992,000 | 30,405,000 |
| Interest-bearing deposits | 26,154,000 | 25,042,000 | 24,933,000 | 25,196,000 |
| Noninterest-bearing deposits | 5,264,000 | 4,235,000 | 4,059,000 | 5,209,000 |
| Equity capital | 4,638,000 | 4,707,000 | 4,836,000 | 4,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 431,000 | 879,000 | 1,350,000 | 1,823,000 |
| Interest expense | 62,000 | 124,000 | 193,000 | 264,000 |
| Net interest income | 369,000 | 755,000 | 1,157,000 | 1,559,000 |
| Noninterest income | 40,000 | 67,000 | 99,000 | 129,000 |
| Noninterest expense | 226,000 | 466,000 | 698,000 | 927,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 177,000 | 344,000 | 540,000 | 737,000 |
| Income tax | 4,000 | 7,000 | 11,000 | 14,000 |
| Net income | 173,000 | 337,000 | 529,000 | 723,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,310,000 | 4,656,000 | 4,780,000 | 4,894,000 |
| Total capital | 4,730,000 | 5,113,000 | 5,245,000 | 5,354,000 |
| Risk-weighted assets | 33,580,000 | 36,419,000 | 37,023,000 | 36,532,000 |