Call reports 2014
FULLERTON NATIONAL BANK — 2014
What FULLERTON NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 37,769,000 | 40,667,000 | 42,551,000 | 43,749,000 |
| Total loans | 26,074,000 | 28,421,000 | 30,310,000 | 29,694,000 |
| Allowance for loan losses | 568,000 | 574,000 | 580,000 | 586,000 |
| Securities available for sale | 3,516,000 | 3,781,000 | 3,932,000 | 3,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,171,000 | 30,717,000 | 29,485,000 | 31,042,000 |
| Interest-bearing deposits | 26,661,000 | 26,062,000 | 25,688,000 | 25,955,000 |
| Noninterest-bearing deposits | 4,510,000 | 4,655,000 | 3,797,000 | 5,087,000 |
| Equity capital | 4,234,000 | 4,318,000 | 4,432,000 | 4,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 395,000 | 806,000 | 1,260,000 | 1,703,000 |
| Interest expense | 63,000 | 125,000 | 191,000 | 253,000 |
| Net interest income | 332,000 | 681,000 | 1,069,000 | 1,450,000 |
| Noninterest income | 30,000 | 57,000 | 87,000 | 121,000 |
| Noninterest expense | 218,000 | 440,000 | 661,000 | 903,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 138,000 | 286,000 | 477,000 | 644,000 |
| Income tax | 4,000 | 7,000 | 11,000 | 14,000 |
| Net income | 134,000 | 279,000 | 466,000 | 630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,176,000 | 4,251,000 | 4,369,000 | 4,460,000 |
| Total capital | 4,558,000 | 4,664,000 | 4,807,000 | 4,858,000 |
| Risk-weighted assets | 30,374,000 | 32,864,000 | 35,019,000 | 34,635,000 |