Call reports 2013
FULLERTON NATIONAL BANK — 2013
What FULLERTON NATIONAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 38,381,000 | 38,791,000 | 41,219,000 | 39,723,000 |
| Total loans | 26,343,000 | 27,223,000 | 29,527,000 | 27,325,000 |
| Allowance for loan losses | 547,000 | 550,000 | 556,000 | 562,000 |
| Securities available for sale | 3,214,000 | 3,458,000 | 3,344,000 | 3,582,000 |
| Securities held to maturity | 6,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,216,000 | 28,118,000 | 28,366,000 | 29,852,000 |
| Interest-bearing deposits | 24,230,000 | 24,410,000 | 24,680,000 | 25,648,000 |
| Noninterest-bearing deposits | 3,986,000 | 3,708,000 | 3,686,000 | 4,204,000 |
| Equity capital | 3,960,000 | 4,006,000 | 4,099,000 | 4,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 410,000 | 843,000 | 1,291,000 | 1,725,000 |
| Interest expense | 73,000 | 140,000 | 208,000 | 275,000 |
| Net interest income | 337,000 | 703,000 | 1,083,000 | 1,450,000 |
| Noninterest income | 44,000 | 76,000 | 111,000 | 143,000 |
| Noninterest expense | 232,000 | 454,000 | 680,000 | 910,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 143,000 | 313,000 | 496,000 | 659,000 |
| Income tax | 4,000 | 8,000 | 11,000 | 14,000 |
| Net income | 139,000 | 305,000 | 485,000 | 645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,849,000 | 3,935,000 | 4,034,000 | 4,114,000 |
| Total capital | 4,230,000 | 4,311,000 | 4,469,000 | 4,525,000 |
| Risk-weighted assets | 31,354,000 | 31,685,000 | 34,693,000 | 32,757,000 |