Call reports 2012
FULLERTON NATIONAL BANK — 2012
What FULLERTON NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 35,924,000 | 38,431,000 | 38,565,000 | 36,788,000 |
| Total loans | 25,497,000 | 28,741,000 | 28,145,000 | 25,356,000 |
| Allowance for loan losses | 454,000 | 530,000 | 535,000 | 541,000 |
| Securities available for sale | 3,658,000 | 3,580,000 | 3,534,000 | 3,418,000 |
| Securities held to maturity | 19,000 | 19,000 | 19,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,130,000 | 26,284,000 | 27,078,000 | 26,478,000 |
| Interest-bearing deposits | 22,512,000 | 22,588,000 | 23,438,000 | 22,544,000 |
| Noninterest-bearing deposits | 3,618,000 | 3,696,000 | 3,640,000 | 3,934,000 |
| Equity capital | 3,638,000 | 3,690,000 | 3,828,000 | 3,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 420,000 | 916,000 | 1,382,000 | 1,814,000 |
| Interest expense | 92,000 | 176,000 | 262,000 | 339,000 |
| Net interest income | 328,000 | 740,000 | 1,120,000 | 1,475,000 |
| Noninterest income | 39,000 | 65,000 | 83,000 | 113,000 |
| Noninterest expense | 227,000 | 446,000 | 667,000 | 892,000 |
| Provision for loan losses | 6,000 | 83,000 | 88,000 | 107,000 |
| Pretax income | 134,000 | 276,000 | 448,000 | 589,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 131,000 | 270,000 | 439,000 | 577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,523,000 | 3,575,000 | 3,700,000 | 3,754,000 |
| Total capital | 3,889,000 | 3,977,000 | 4,103,000 | 4,114,000 |
| Risk-weighted assets | 29,210,000 | 32,034,000 | 32,143,000 | 29,615,000 |