Call reports 2011
FULLERTON NATIONAL BANK — 2011
What FULLERTON NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 31,684,000 | 33,571,000 | 36,535,000 | 36,535,000 |
| Total loans | 22,817,000 | 24,800,000 | 26,900,000 | 26,284,000 |
| Allowance for loan losses | 430,000 | 435,000 | 442,000 | 448,000 |
| Securities available for sale | 3,071,000 | 3,244,000 | 3,449,000 | 3,498,000 |
| Securities held to maturity | 86,000 | 21,000 | 21,000 | 19,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,408,000 | 25,220,000 | 24,084,000 | 24,997,000 |
| Interest-bearing deposits | 22,466,000 | 22,319,000 | 21,460,000 | 21,567,000 |
| Noninterest-bearing deposits | 2,942,000 | 2,901,000 | 2,624,000 | 3,430,000 |
| Equity capital | 3,225,000 | 3,322,000 | 3,441,000 | 3,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 386,000 | 791,000 | 1,228,000 | 1,670,000 |
| Interest expense | 92,000 | 198,000 | 304,000 | 412,000 |
| Net interest income | 294,000 | 593,000 | 924,000 | 1,258,000 |
| Noninterest income | 34,000 | 64,000 | 94,000 | 126,000 |
| Noninterest expense | 216,000 | 428,000 | 632,000 | 848,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 106,000 | 217,000 | 368,000 | 512,000 |
| Income tax | 3,000 | 6,000 | 8,000 | 12,000 |
| Net income | 103,000 | 211,000 | 360,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,151,000 | 3,216,000 | 3,321,000 | 3,393,000 |
| Total capital | 3,464,000 | 3,557,000 | 3,695,000 | 3,763,000 |
| Risk-weighted assets | 24,934,000 | 27,200,000 | 29,855,000 | 29,553,000 |