Call reports 2010
FULLERTON NATIONAL BANK — 2010
What FULLERTON NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 29,255,000 | 28,652,000 | 29,799,000 | 30,607,000 |
| Total loans | 22,202,000 | 21,900,000 | 22,453,000 | 22,586,000 |
| Allowance for loan losses | 403,000 | 409,000 | 415,000 | 422,000 |
| Securities available for sale | 2,433,000 | 2,436,000 | 2,513,000 | 2,673,000 |
| Securities held to maturity | 128,000 | 128,000 | 88,000 | 86,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,712,000 | 21,922,000 | 22,656,000 | 24,699,000 |
| Interest-bearing deposits | 19,940,000 | 19,791,000 | 20,487,000 | 21,694,000 |
| Noninterest-bearing deposits | 2,772,000 | 2,131,000 | 2,169,000 | 3,005,000 |
| Equity capital | 2,973,000 | 3,056,000 | 3,159,000 | 3,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 400,000 | 809,000 | 1,227,000 | 1,610,000 |
| Interest expense | 109,000 | 216,000 | 322,000 | 420,000 |
| Net interest income | 291,000 | 593,000 | 905,000 | 1,190,000 |
| Noninterest income | 30,000 | 54,000 | 79,000 | 105,000 |
| Noninterest expense | 206,000 | 410,000 | 619,000 | 823,000 |
| Provision for loan losses | 4,000 | 10,000 | 16,000 | 24,000 |
| Pretax income | 111,000 | 227,000 | 349,000 | 448,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 11,000 |
| Net income | 108,000 | 222,000 | 341,000 | 437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,892,000 | 2,963,000 | 3,039,000 | 3,092,000 |
| Total capital | 3,195,000 | 3,261,000 | 3,347,000 | 3,404,000 |
| Risk-weighted assets | 24,109,000 | 23,762,000 | 24,571,000 | 24,837,000 |