Call reports 2009
FULLERTON NATIONAL BANK — 2009
What FULLERTON NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 27,588,000 | 27,942,000 | 29,204,000 | 29,443,000 |
| Total loans | 20,286,000 | 21,129,000 | 21,716,000 | 21,479,000 |
| Allowance for loan losses | 386,000 | 389,000 | 396,000 | 399,000 |
| Securities available for sale | 3,052,000 | 2,330,000 | 2,604,000 | 2,597,000 |
| Securities held to maturity | 145,000 | 145,000 | 145,000 | 128,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,606,000 | 22,199,000 | 21,751,000 | 23,459,000 |
| Interest-bearing deposits | 20,228,000 | 19,877,000 | 19,662,000 | 20,116,000 |
| Noninterest-bearing deposits | 2,378,000 | 2,322,000 | 2,089,000 | 3,343,000 |
| Equity capital | 2,668,000 | 2,728,000 | 2,825,000 | 2,902,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 800,000 | 1,220,000 | 1,640,000 |
| Interest expense | 141,000 | 276,000 | 406,000 | 524,000 |
| Net interest income | 256,000 | 524,000 | 814,000 | 1,116,000 |
| Noninterest income | 30,000 | 56,000 | 85,000 | 115,000 |
| Noninterest expense | 205,000 | 417,000 | 623,000 | 828,000 |
| Provision for loan losses | 3,000 | 6,000 | 13,000 | 16,000 |
| Pretax income | 78,000 | 157,000 | 263,000 | 387,000 |
| Income tax | 3,000 | 5,000 | 8,000 | 11,000 |
| Net income | 75,000 | 152,000 | 255,000 | 376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,659,000 | 2,691,000 | 2,752,000 | 2,828,000 |
| Total capital | 2,899,000 | 2,938,000 | 3,049,000 | 3,090,000 |
| Risk-weighted assets | 19,076,000 | 19,616,000 | 23,678,000 | 23,590,000 |