Call reports 2008
FULLERTON NATIONAL BANK — 2008
What FULLERTON NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 25,455,000 | 26,802,000 | 28,299,000 | 27,689,000 |
| Total loans | 17,713,000 | 19,402,000 | 20,518,000 | 20,164,000 |
| Allowance for loan losses | 372,000 | 372,000 | 372,000 | 383,000 |
| Securities available for sale | 3,645,000 | 3,412,000 | 3,166,000 | 2,944,000 |
| Securities held to maturity | 242,000 | 217,000 | 167,000 | 146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,493,000 | 20,795,000 | 21,044,000 | 22,232,000 |
| Interest-bearing deposits | 19,300,000 | 18,781,000 | 19,110,000 | 19,507,000 |
| Noninterest-bearing deposits | 2,193,000 | 2,014,000 | 1,934,000 | 2,725,000 |
| Equity capital | 2,567,000 | 2,549,000 | 2,592,000 | 2,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 447,000 | 865,000 | 1,307,000 | 1,741,000 |
| Interest expense | 185,000 | 354,000 | 526,000 | 684,000 |
| Net interest income | 262,000 | 511,000 | 781,000 | 1,057,000 |
| Noninterest income | 23,000 | 53,000 | 83,000 | 115,000 |
| Noninterest expense | 186,000 | 370,000 | 567,000 | 755,000 |
| Provision for loan losses | 0 | 0 | 0 | 12,000 |
| Pretax income | 99,000 | 194,000 | 297,000 | 405,000 |
| Income tax | 3,000 | 5,000 | 7,000 | 10,000 |
| Net income | 96,000 | 189,000 | 290,000 | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,503,000 | 2,552,000 | 2,610,000 | 2,628,000 |
| Total capital | 2,726,000 | 2,783,000 | 2,848,000 | 2,861,000 |
| Risk-weighted assets | 17,679,000 | 18,409,000 | 19,832,000 | 19,253,000 |