Call reports 2007
FULLERTON NATIONAL BANK — 2007
What FULLERTON NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 25,030,000 | 25,623,000 | 27,312,000 | 26,876,000 |
| Total loans | 17,378,000 | 18,530,000 | 19,846,000 | 18,463,000 |
| Allowance for loan losses | 347,000 | 362,000 | 367,000 | 369,000 |
| Securities available for sale | 4,690,000 | 4,555,000 | 4,369,000 | 4,286,000 |
| Securities held to maturity | 259,000 | 259,000 | 259,000 | 242,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,422,000 | 20,091,000 | 19,842,000 | 20,200,000 |
| Interest-bearing deposits | 18,156,000 | 18,042,000 | 17,803,000 | 17,889,000 |
| Noninterest-bearing deposits | 2,266,000 | 2,049,000 | 2,039,000 | 2,311,000 |
| Equity capital | 2,342,000 | 2,327,000 | 2,435,000 | 2,474,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 429,000 | 877,000 | 1,366,000 | 1,838,000 |
| Interest expense | 187,000 | 390,000 | 618,000 | 833,000 |
| Net interest income | 242,000 | 487,000 | 748,000 | 1,005,000 |
| Noninterest income | 27,000 | 52,000 | 74,000 | 120,000 |
| Noninterest expense | 169,000 | 340,000 | 527,000 | 733,000 |
| Provision for loan losses | 3,000 | 6,000 | 11,000 | 25,000 |
| Pretax income | 97,000 | 193,000 | 284,000 | 367,000 |
| Income tax | -10,000 | 5,000 | 7,000 | -2,000 |
| Net income | 107,000 | 188,000 | 277,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,358,000 | 2,395,000 | 2,441,000 | 2,450,000 |
| Total capital | 2,577,000 | 2,620,000 | 2,690,000 | 2,689,000 |
| Risk-weighted assets | 17,242,000 | 17,683,000 | 19,838,000 | 19,004,000 |