Call reports 2006
FULLERTON NATIONAL BANK — 2006
What FULLERTON NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 23,525,000 | 24,318,000 | 25,819,000 | 25,220,000 |
| Total loans | 16,824,000 | 18,165,000 | 19,311,000 | 17,836,000 |
| Allowance for loan losses | 354,000 | 362,000 | 366,000 | 344,000 |
| Securities available for sale | 3,186,000 | 3,447,000 | 3,945,000 | 4,195,000 |
| Securities held to maturity | 505,000 | 505,000 | 276,000 | 259,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,611,000 | 19,693,000 | 19,774,000 | 20,822,000 |
| Interest-bearing deposits | 17,552,000 | 17,779,000 | 17,882,000 | 18,410,000 |
| Noninterest-bearing deposits | 2,059,000 | 1,914,000 | 1,892,000 | 2,412,000 |
| Equity capital | 2,107,000 | 2,126,000 | 2,293,000 | 2,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 778,000 | 1,217,000 | 1,668,000 |
| Interest expense | 140,000 | 294,000 | 482,000 | 684,000 |
| Net interest income | 236,000 | 484,000 | 735,000 | 984,000 |
| Noninterest income | 29,000 | 55,000 | 83,000 | 118,000 |
| Noninterest expense | 172,000 | 342,000 | 509,000 | 671,000 |
| Provision for loan losses | 4,000 | 12,000 | 16,000 | 22,000 |
| Pretax income | 89,000 | 185,000 | 293,000 | 409,000 |
| Income tax | 68,000 | 70,000 | 72,000 | 74,000 |
| Net income | 21,000 | 115,000 | 221,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,180,000 | 2,225,000 | 2,331,000 | 2,298,000 |
| Total capital | 2,389,000 | 2,462,000 | 2,563,000 | 2,574,000 |
| Risk-weighted assets | 16,425,000 | 18,828,000 | 18,608,000 | 22,009,000 |