Call reports 2005
FULLERTON NATIONAL BANK — 2005
What FULLERTON NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 22,612,000 | 23,813,000 | 24,658,000 | 23,712,000 |
| Total loans | 15,480,000 | 16,911,000 | 18,118,000 | 17,145,000 |
| Allowance for loan losses | 341,000 | 341,000 | 346,000 | 350,000 |
| Securities available for sale | 3,247,000 | 3,166,000 | 3,050,000 | 3,020,000 |
| Securities held to maturity | 645,000 | 646,000 | 611,000 | 504,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,924,000 | 19,047,000 | 19,384,000 | 19,314,000 |
| Interest-bearing deposits | 17,011,000 | 16,944,000 | 17,659,000 | 17,273,000 |
| Noninterest-bearing deposits | 1,913,000 | 2,103,000 | 1,725,000 | 2,041,000 |
| Equity capital | 2,033,000 | 2,106,000 | 2,126,000 | 2,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 352,000 | 713,000 | 1,084,000 | 1,478,000 |
| Interest expense | 103,000 | 213,000 | 338,000 | 478,000 |
| Net interest income | 249,000 | 500,000 | 746,000 | 1,000,000 |
| Noninterest income | 21,000 | 46,000 | 74,000 | 103,000 |
| Noninterest expense | 167,000 | 323,000 | 483,000 | 641,000 |
| Provision for loan losses | 0 | 0 | 5,000 | 12,000 |
| Pretax income | 103,000 | 223,000 | 332,000 | 450,000 |
| Income tax | 32,000 | 72,000 | 108,000 | 144,000 |
| Net income | 71,000 | 151,000 | 224,000 | 306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,062,000 | 2,107,000 | 2,106,000 | 2,158,000 |
| Total capital | 2,258,000 | 2,315,000 | 2,328,000 | 2,431,000 |
| Risk-weighted assets | 15,507,000 | 16,491,000 | 17,632,000 | 21,368,000 |