Call reports 2004
FULLERTON NATIONAL BANK — 2004
What FULLERTON NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 22,739,000 | 22,332,000 | 23,900,000 | 23,206,000 |
| Total loans | 15,051,000 | 14,495,000 | 16,406,000 | 15,579,000 |
| Allowance for loan losses | 317,000 | 325,000 | 332,000 | 341,000 |
| Securities available for sale | 3,374,000 | 4,323,000 | 3,808,000 | 3,373,000 |
| Securities held to maturity | 801,000 | 651,000 | 610,000 | 694,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,402,000 | 19,043,000 | 19,261,000 | 19,550,000 |
| Interest-bearing deposits | 17,407,000 | 17,105,000 | 17,368,000 | 17,303,000 |
| Noninterest-bearing deposits | 1,995,000 | 1,938,000 | 1,893,000 | 2,247,000 |
| Equity capital | 1,997,000 | 1,970,000 | 2,019,000 | 2,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 315,000 | 632,000 | 978,000 | 1,339,000 |
| Interest expense | 92,000 | 182,000 | 280,000 | 384,000 |
| Net interest income | 223,000 | 450,000 | 698,000 | 955,000 |
| Noninterest income | 25,000 | 48,000 | 68,000 | 96,000 |
| Noninterest expense | 153,000 | 300,000 | 451,000 | 601,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 86,000 | 180,000 | 288,000 | 414,000 |
| Income tax | 27,000 | 59,000 | 93,000 | 133,000 |
| Net income | 59,000 | 121,000 | 195,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,971,000 | 1,998,000 | 2,011,000 | 2,026,000 |
| Total capital | 2,143,000 | 2,177,000 | 2,216,000 | 2,222,000 |
| Risk-weighted assets | 14,400,000 | 14,173,000 | 16,322,000 | 15,608,000 |