Call reports 2003
FULLERTON NATIONAL BANK — 2003
What FULLERTON NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 21,281,000 | 22,115,000 | 22,460,000 | 22,138,000 |
| Total loans | 14,869,000 | 16,557,000 | 17,297,000 | 15,830,000 |
| Allowance for loan losses | 281,000 | 290,000 | 299,000 | 308,000 |
| Securities available for sale | 2,195,000 | 1,774,000 | 1,929,000 | 2,899,000 |
| Securities held to maturity | 972,000 | 927,000 | 927,000 | 826,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,540,000 | 18,839,000 | 18,932,000 | 18,988,000 |
| Interest-bearing deposits | 16,955,000 | 17,073,000 | 17,250,000 | 17,389,000 |
| Noninterest-bearing deposits | 1,585,000 | 1,766,000 | 1,682,000 | 1,599,000 |
| Equity capital | 1,906,000 | 1,950,000 | 1,964,000 | 1,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 313,000 | 644,000 | 982,000 | 1,293,000 |
| Interest expense | 112,000 | 220,000 | 321,000 | 418,000 |
| Net interest income | 201,000 | 424,000 | 661,000 | 875,000 |
| Noninterest income | 23,000 | 50,000 | 73,000 | 101,000 |
| Noninterest expense | 141,000 | 284,000 | 431,000 | 581,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 74,000 | 172,000 | 276,000 | 359,000 |
| Income tax | 25,000 | 54,000 | 88,000 | 113,000 |
| Net income | 49,000 | 118,000 | 188,000 | 246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,890,000 | 1,924,000 | 1,958,000 | 1,946,000 |
| Total capital | 2,055,000 | 2,107,000 | 2,155,000 | 2,142,000 |
| Risk-weighted assets | 13,089,000 | 14,451,000 | 15,694,000 | 15,544,000 |