Call reports 2002
FULLERTON NATIONAL BANK — 2002
What FULLERTON NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 20,469,000 | 21,037,000 | 20,387,000 | 21,483,000 |
| Total loans | 15,328,000 | 15,524,000 | 15,552,000 | 15,016,000 |
| Allowance for loan losses | 245,000 | 254,000 | 263,000 | 272,000 |
| Securities available for sale | 1,033,000 | 1,478,000 | 1,407,000 | 1,713,000 |
| Securities held to maturity | 1,830,000 | 1,373,000 | 1,200,000 | 972,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,121,000 | 17,443,000 | 17,559,000 | 18,670,000 |
| Interest-bearing deposits | 15,647,000 | 15,881,000 | 16,167,000 | 16,826,000 |
| Noninterest-bearing deposits | 1,475,000 | 1,562,000 | 1,392,000 | 1,844,000 |
| Equity capital | 1,829,000 | 1,882,000 | 1,906,000 | 1,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 329,000 | 678,000 | 1,016,000 | 1,353,000 |
| Interest expense | 140,000 | 272,000 | 400,000 | 523,000 |
| Net interest income | 189,000 | 406,000 | 616,000 | 830,000 |
| Noninterest income | 25,000 | 52,000 | 79,000 | 109,000 |
| Noninterest expense | 116,000 | 245,000 | 378,000 | 529,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 89,000 | 195,000 | 290,000 | 374,000 |
| Income tax | 18,000 | 55,000 | 94,000 | 118,000 |
| Net income | 71,000 | 140,000 | 196,000 | 256,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,829,000 | 1,865,000 | 1,886,000 | 1,875,000 |
| Total capital | 2,001,000 | 2,039,000 | 2,057,000 | 2,043,000 |
| Risk-weighted assets | 13,719,000 | 13,836,000 | 13,553,000 | 13,299,000 |