Call reports 2001
FULLERTON NATIONAL BANK — 2001
What FULLERTON NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 18,305,000 | 18,648,000 | 19,286,000 | 20,513,000 |
| Total loans | 13,466,000 | 14,333,000 | 14,925,000 | 14,978,000 |
| Allowance for loan losses | 217,000 | 224,000 | 230,000 | 236,000 |
| Securities available for sale | 797,000 | 731,000 | 730,000 | 1,033,000 |
| Securities held to maturity | 1,918,000 | 2,117,000 | 2,085,000 | 1,909,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,188,000 | 16,568,000 | 16,439,000 | 17,706,000 |
| Interest-bearing deposits | 14,618,000 | 14,578,000 | 15,015,000 | 15,959,000 |
| Noninterest-bearing deposits | 1,570,000 | 1,990,000 | 1,424,000 | 1,747,000 |
| Equity capital | 1,797,000 | 1,811,000 | 1,840,000 | 1,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 368,000 | 741,000 | 1,106,000 | 1,450,000 |
| Interest expense | 182,000 | 357,000 | 526,000 | 686,000 |
| Net interest income | 186,000 | 384,000 | 580,000 | 764,000 |
| Noninterest income | 35,000 | 61,000 | 82,000 | 109,000 |
| Noninterest expense | 137,000 | 279,000 | 404,000 | 556,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 78,000 | 154,000 | 240,000 | 293,000 |
| Income tax | 25,000 | 51,000 | 76,000 | 94,000 |
| Net income | 53,000 | 103,000 | 164,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,781,000 | 1,797,000 | 1,823,000 | 1,793,000 |
| Total capital | 1,930,000 | 1,954,000 | 1,988,000 | 1,963,000 |
| Risk-weighted assets | 11,865,000 | 12,528,000 | 13,172,000 | 13,573,000 |