Call reports 2025
FARMERS NATIONAL BANK — 2025
What FARMERS NATIONAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 895,024,000 | 903,411,000 | 884,764,000 | 901,844,000 |
| Total loans | 492,525,000 | 485,851,000 | 495,221,000 | 515,517,000 |
| Allowance for loan losses | 15,041,000 | 15,505,000 | 16,176,000 | 15,676,000 |
| Securities available for sale | 294,338,000 | 299,219,000 | 290,307,000 | 297,407,000 |
| Securities held to maturity | 0 | 0 | 5,218,000 | 5,218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 628,498,000 | 630,308,000 | 610,666,000 | 617,811,000 |
| Interest-bearing deposits | 542,698,000 | 551,474,000 | 528,146,000 | 524,946,000 |
| Noninterest-bearing deposits | 85,800,000 | 78,834,000 | 82,520,000 | 92,865,000 |
| Equity capital | 114,704,000 | 116,060,000 | 122,051,000 | 124,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,829,000 | 21,880,000 | 32,951,000 | 43,895,000 |
| Interest expense | 4,843,000 | 9,709,000 | 14,387,000 | 18,739,000 |
| Net interest income | 5,986,000 | 12,171,000 | 18,564,000 | 25,156,000 |
| Noninterest income | 579,000 | 1,156,000 | 1,807,000 | 2,511,000 |
| Noninterest expense | 3,342,000 | 6,417,000 | 9,766,000 | 13,096,000 |
| Provision for loan losses | -25,000 | 467,000 | 1,140,000 | 630,000 |
| Pretax income | 2,889,000 | 5,533,000 | 8,694,000 | 13,187,000 |
| Income tax | 624,000 | 1,165,000 | 1,831,000 | 2,844,000 |
| Net income | 2,265,000 | 4,368,000 | 6,863,000 | 10,343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,362,000 | 132,366,000 | 134,861,000 | 135,589,000 |