Call reports 2016
FARMERS NATIONAL BANK — 2016
What FARMERS NATIONAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 552,315,000 | 576,197,000 | 579,029,000 | 606,332,000 |
| Total loans | 295,897,000 | 300,447,000 | 311,209,000 | 319,919,000 |
| Allowance for loan losses | 13,318,000 | 13,339,000 | 13,678,000 | 14,125,000 |
| Securities available for sale | 229,536,000 | 230,721,000 | 238,450,000 | 241,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,835,000 | 428,179,000 | 430,962,000 | 447,499,000 |
| Interest-bearing deposits | 369,286,000 | 383,732,000 | 385,003,000 | 392,924,000 |
| Noninterest-bearing deposits | 47,549,000 | 44,447,000 | 45,959,000 | 54,575,000 |
| Equity capital | 82,300,000 | 85,409,000 | 87,300,000 | 81,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,952,000 | 9,982,000 | 15,137,000 | 20,453,000 |
| Interest expense | 1,163,000 | 2,423,000 | 3,717,000 | 5,010,000 |
| Net interest income | 3,789,000 | 7,559,000 | 11,420,000 | 15,443,000 |
| Noninterest income | 352,000 | 668,000 | 1,032,000 | 1,174,000 |
| Noninterest expense | 1,839,000 | 3,640,000 | 5,492,000 | 7,284,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 700,000 |
| Pretax income | 3,259,000 | 5,983,000 | 8,310,000 | 10,040,000 |
| Income tax | 760,000 | 1,286,000 | 1,659,000 | 1,739,000 |
| Net income | 2,499,000 | 4,697,000 | 6,651,000 | 8,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,237,000 | 76,906,000 | 78,852,000 | 79,002,000 |
| Total capital | 80,071,000 | 81,786,000 | 83,919,000 | 84,305,000 |
| Risk-weighted assets | 377,875,000 | 381,571,000 | 396,397,000 | 415,211,000 |