Call reports 2015
FARMERS NATIONAL BANK — 2015
What FARMERS NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 522,506,000 | 540,812,000 | 541,955,000 | 552,894,000 |
| Total loans | 274,007,000 | 280,135,000 | 283,300,000 | 297,642,000 |
| Allowance for loan losses | 11,614,000 | 12,084,000 | 12,067,000 | 13,297,000 |
| Securities available for sale | 218,456,000 | 220,085,000 | 220,198,000 | 218,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,145,000 | 412,570,000 | 411,266,000 | 415,674,000 |
| Interest-bearing deposits | 348,429,000 | 369,570,000 | 367,617,000 | 361,225,000 |
| Noninterest-bearing deposits | 44,716,000 | 43,000,000 | 43,649,000 | 54,449,000 |
| Equity capital | 76,790,000 | 75,593,000 | 77,998,000 | 79,391,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,634,000 | 9,504,000 | 14,377,000 | 19,360,000 |
| Interest expense | 1,065,000 | 2,152,000 | 3,257,000 | 4,362,000 |
| Net interest income | 3,569,000 | 7,352,000 | 11,120,000 | 14,998,000 |
| Noninterest income | 326,000 | 656,000 | 989,000 | 1,348,000 |
| Noninterest expense | 1,818,000 | 3,502,000 | 5,322,000 | 7,110,000 |
| Provision for loan losses | 75,000 | 525,000 | 600,000 | 1,800,000 |
| Pretax income | 2,928,000 | 5,321,000 | 7,587,000 | 8,862,000 |
| Income tax | 384,000 | 832,000 | 1,207,000 | 1,182,000 |
| Net income | 2,544,000 | 4,489,000 | 6,380,000 | 7,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,620,000 | 70,990,000 | 72,882,000 | 72,738,000 |
| Total capital | 74,246,000 | 75,713,000 | 77,657,000 | 77,647,000 |
| Risk-weighted assets | 362,885,000 | 370,452,000 | 374,302,000 | 383,824,000 |