Call reports 2014
FARMERS NATIONAL BANK — 2014
What FARMERS NATIONAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 508,930,000 | 523,138,000 | 523,951,000 | 533,488,000 |
| Total loans | 242,661,000 | 247,808,000 | 258,676,000 | 278,112,000 |
| Allowance for loan losses | 10,679,000 | 10,934,000 | 10,947,000 | 11,522,000 |
| Securities available for sale | 229,126,000 | 229,829,000 | 231,953,000 | 230,541,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 399,785,000 | 400,010,000 | 397,917,000 | 397,025,000 |
| Interest-bearing deposits | 354,328,000 | 358,543,000 | 359,502,000 | 349,995,000 |
| Noninterest-bearing deposits | 45,457,000 | 41,467,000 | 38,415,000 | 47,030,000 |
| Equity capital | 66,892,000 | 70,500,000 | 72,906,000 | 74,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,741,000 | 9,416,000 | 14,168,000 | 19,079,000 |
| Interest expense | 1,064,000 | 2,112,000 | 3,193,000 | 4,283,000 |
| Net interest income | 3,677,000 | 7,304,000 | 10,975,000 | 14,796,000 |
| Noninterest income | 325,000 | 623,000 | 918,000 | 1,256,000 |
| Noninterest expense | 1,780,000 | 3,398,000 | 5,098,000 | 6,870,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 1,000,000 |
| Pretax income | 1,610,000 | 4,097,000 | 6,503,000 | 8,655,000 |
| Income tax | 190,000 | 738,000 | 1,227,000 | 1,691,000 |
| Net income | 1,420,000 | 3,359,000 | 5,276,000 | 6,964,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,070,000 | 65,629,000 | 67,547,000 | 68,144,000 |
| Total capital | 68,340,000 | 69,925,000 | 71,984,000 | 72,837,000 |
| Risk-weighted assets | 335,194,000 | 337,024,000 | 348,476,000 | 368,590,000 |