Call reports 2012
FARMERS NATIONAL BANK — 2012
What FARMERS NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 477,742,000 | 481,456,000 | 485,638,000 | 504,504,000 |
| Total loans | 208,536,000 | 205,746,000 | 209,700,000 | 232,167,000 |
| Allowance for loan losses | 9,827,000 | 10,419,000 | 10,412,000 | 10,437,000 |
| Securities available for sale | 242,157,000 | 259,249,000 | 263,974,000 | 264,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,518,000 | 363,912,000 | 374,578,000 | 383,732,000 |
| Interest-bearing deposits | 324,566,000 | 322,564,000 | 324,094,000 | 324,787,000 |
| Noninterest-bearing deposits | 34,952,000 | 41,348,000 | 50,484,000 | 58,945,000 |
| Equity capital | 60,317,000 | 62,538,000 | 64,805,000 | 65,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,877,000 | 9,756,000 | 14,464,000 | 19,155,000 |
| Interest expense | 1,520,000 | 3,001,000 | 4,428,000 | 5,763,000 |
| Net interest income | 3,357,000 | 6,755,000 | 10,036,000 | 13,392,000 |
| Noninterest income | 250,000 | 453,000 | 710,000 | 965,000 |
| Noninterest expense | 1,524,000 | 2,921,000 | 4,465,000 | 8,255,000 |
| Provision for loan losses | 750,000 | 1,340,000 | 1,340,000 | 1,340,000 |
| Pretax income | 2,615,000 | 5,308,000 | 8,018,000 | 8,116,000 |
| Income tax | 723,000 | 1,497,000 | 2,278,000 | 1,939,000 |
| Net income | 1,892,000 | 3,811,000 | 5,740,000 | 6,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,255,000 | 55,824,000 | 57,754,000 | 57,351,000 |
| Total capital | 57,883,000 | 59,461,000 | 61,533,000 | 61,410,000 |
| Risk-weighted assets | 284,064,000 | 284,194,000 | 295,701,000 | 318,307,000 |