Call reports 2010
FARMERS NATIONAL BANK — 2010
What FARMERS NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 407,728,000 | 417,359,000 | 422,296,000 | 431,932,000 |
| Total loans | 214,131,000 | 212,495,000 | 214,315,000 | 218,531,000 |
| Allowance for loan losses | 5,874,000 | 6,427,000 | 6,762,000 | 7,347,000 |
| Securities available for sale | 178,290,000 | 180,108,000 | 185,054,000 | 198,289,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 293,119,000 | 301,734,000 | 301,677,000 | 315,613,000 |
| Interest-bearing deposits | 271,315,000 | 280,643,000 | 278,407,000 | 288,338,000 |
| Noninterest-bearing deposits | 21,804,000 | 21,091,000 | 23,270,000 | 27,275,000 |
| Equity capital | 47,948,000 | 48,635,000 | 52,572,000 | 47,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,096,000 | 10,232,000 | 15,201,000 | 20,228,000 |
| Interest expense | 2,022,000 | 3,965,000 | 5,853,000 | 7,675,000 |
| Net interest income | 3,074,000 | 6,267,000 | 9,348,000 | 12,553,000 |
| Noninterest income | 180,000 | 343,000 | 532,000 | 787,000 |
| Noninterest expense | 1,290,000 | 2,822,000 | 4,159,000 | 5,872,000 |
| Provision for loan losses | 250,000 | 1,175,000 | 2,163,000 | 3,093,000 |
| Pretax income | 1,700,000 | 3,192,000 | 4,583,000 | 5,835,000 |
| Income tax | 396,000 | 703,000 | 701,000 | 896,000 |
| Net income | 1,304,000 | 2,489,000 | 3,882,000 | 4,939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,199,000 | 46,050,000 | 47,443,000 | 47,753,000 |
| Total capital | 48,692,000 | 49,519,000 | 50,930,000 | 51,364,000 |
| Risk-weighted assets | 277,019,000 | 274,555,000 | 275,661,000 | 285,138,000 |