Call reports 2009
FARMERS NATIONAL BANK — 2009
What FARMERS NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 395,132,000 | 406,313,000 | 409,581,000 | 413,364,000 |
| Total loans | 208,196,000 | 206,216,000 | 207,950,000 | 214,685,000 |
| Allowance for loan losses | 4,183,000 | 4,612,000 | 5,020,000 | 5,624,000 |
| Securities available for sale | 172,698,000 | 164,738,000 | 177,932,000 | 175,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 282,101,000 | 292,238,000 | 289,908,000 | 296,874,000 |
| Interest-bearing deposits | 261,579,000 | 271,475,000 | 269,695,000 | 269,038,000 |
| Noninterest-bearing deposits | 20,522,000 | 20,763,000 | 20,213,000 | 27,836,000 |
| Equity capital | 43,434,000 | 43,668,000 | 46,989,000 | 46,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 5,106,000 | 10,232,000 | 15,349,000 | 20,498,000 |
| Interest expense | 2,496,000 | 4,965,000 | 7,371,000 | 9,603,000 |
| Net interest income | 2,610,000 | 5,267,000 | 7,978,000 | 10,895,000 |
| Noninterest income | 220,000 | 407,000 | 557,000 | 733,000 |
| Noninterest expense | 1,192,000 | 2,579,000 | 3,845,000 | 5,115,000 |
| Provision for loan losses | 60,000 | 580,000 | 1,000,000 | 1,609,000 |
| Pretax income | 2,026,000 | 3,712,000 | 5,057,000 | 5,935,000 |
| Income tax | 525,000 | 915,000 | 1,185,000 | 1,356,000 |
| Net income | 1,501,000 | 2,797,000 | 3,872,000 | 4,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,869,000 | 42,838,000 | 43,914,000 | 43,895,000 |
| Total capital | 45,235,000 | 46,225,000 | 47,320,000 | 47,374,000 |
| Risk-weighted assets | 268,474,000 | 269,720,000 | 270,846,000 | 276,170,000 |