Call reports 2008
FARMERS NATIONAL BANK — 2008
What FARMERS NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 349,223,000 | 351,626,000 | 358,197,000 | 382,739,000 |
| Total loans | 185,524,000 | 190,069,000 | 196,849,000 | 206,637,000 |
| Allowance for loan losses | 3,341,000 | 3,383,000 | 3,453,000 | 4,123,000 |
| Securities available for sale | 140,208,000 | 143,938,000 | 142,758,000 | 155,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,601,000 | 244,039,000 | 245,086,000 | 272,241,000 |
| Interest-bearing deposits | 222,593,000 | 222,331,000 | 227,532,000 | 248,719,000 |
| Noninterest-bearing deposits | 20,008,000 | 21,708,000 | 17,554,000 | 23,522,000 |
| Equity capital | 40,399,000 | 38,786,000 | 39,179,000 | 40,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,901,000 | 9,741,000 | 14,630,000 | 19,712,000 |
| Interest expense | 2,921,000 | 5,722,000 | 8,366,000 | 10,991,000 |
| Net interest income | 1,980,000 | 4,019,000 | 6,264,000 | 8,721,000 |
| Noninterest income | 121,000 | 253,000 | 362,000 | 467,000 |
| Noninterest expense | 994,000 | 1,968,000 | 2,871,000 | 4,092,000 |
| Provision for loan losses | 60,000 | 102,000 | 172,000 | 841,000 |
| Pretax income | 1,295,000 | 2,600,000 | 4,205,000 | 5,082,000 |
| Income tax | 303,000 | 588,000 | 984,000 | 1,174,000 |
| Net income | 992,000 | 2,012,000 | 3,221,000 | 3,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,383,000 | 39,162,000 | 40,372,000 | 40,369,000 |
| Total capital | 41,344,000 | 42,179,000 | 43,493,000 | 43,674,000 |
| Risk-weighted assets | 236,467,000 | 241,025,000 | 249,322,000 | 263,556,000 |