Call reports 2007
FARMERS NATIONAL BANK — 2007
What FARMERS NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 305,422,000 | 312,729,000 | 322,204,000 | 337,891,000 |
| Total loans | 174,768,000 | 177,412,000 | 183,958,000 | 187,835,000 |
| Allowance for loan losses | 3,089,000 | 3,150,000 | 3,210,000 | 3,281,000 |
| Securities available for sale | 115,894,000 | 111,660,000 | 118,263,000 | 124,759,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,726,000 | 208,519,000 | 213,893,000 | 226,514,000 |
| Interest-bearing deposits | 183,103,000 | 190,545,000 | 196,993,000 | 201,771,000 |
| Noninterest-bearing deposits | 16,623,000 | 17,974,000 | 16,900,000 | 24,743,000 |
| Equity capital | 36,457,000 | 35,995,000 | 37,623,000 | 38,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,451,000 | 9,142,000 | 14,027,000 | 18,957,000 |
| Interest expense | 2,570,000 | 5,317,000 | 8,227,000 | 11,203,000 |
| Net interest income | 1,881,000 | 3,825,000 | 5,800,000 | 7,754,000 |
| Noninterest income | 125,000 | 228,000 | 344,000 | 465,000 |
| Noninterest expense | 916,000 | 1,804,000 | 2,732,000 | 3,648,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 987,000 | 1,966,000 | 3,054,000 | 4,194,000 |
| Income tax | 200,000 | 401,000 | 653,000 | 917,000 |
| Net income | 787,000 | 1,565,000 | 2,401,000 | 3,277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,743,000 | 36,291,000 | 37,128,000 | 37,391,000 |
| Total capital | 38,399,000 | 39,002,000 | 39,922,000 | 40,266,000 |
| Risk-weighted assets | 212,013,000 | 216,409,000 | 223,091,000 | 229,583,000 |