Call reports 2006
FARMERS NATIONAL BANK — 2006
What FARMERS NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 266,809,000 | 266,087,000 | 275,426,000 | 298,720,000 |
| Total loans | 142,356,000 | 142,035,000 | 145,938,000 | 163,196,000 |
| Allowance for loan losses | 2,896,000 | 2,956,000 | 2,967,000 | 3,029,000 |
| Securities available for sale | 105,198,000 | 109,258,000 | 112,039,000 | 116,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,263,000 | 167,090,000 | 168,262,000 | 193,001,000 |
| Interest-bearing deposits | 151,421,000 | 151,271,000 | 153,515,000 | 171,819,000 |
| Noninterest-bearing deposits | 14,842,000 | 15,819,000 | 14,747,000 | 21,182,000 |
| Equity capital | 33,674,000 | 33,428,000 | 35,562,000 | 35,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,641,000 | 7,418,000 | 11,429,000 | 15,603,000 |
| Interest expense | 1,859,000 | 3,878,000 | 6,142,000 | 8,556,000 |
| Net interest income | 1,782,000 | 3,540,000 | 5,287,000 | 7,047,000 |
| Noninterest income | 97,000 | 185,000 | 287,000 | 412,000 |
| Noninterest expense | 717,000 | 1,489,000 | 2,241,000 | 3,076,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,040,000 | 1,973,000 | 2,889,000 | 3,924,000 |
| Income tax | 227,000 | 420,000 | 603,000 | 829,000 |
| Net income | 813,000 | 1,553,000 | 2,286,000 | 3,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,494,000 | 33,984,000 | 34,716,000 | 34,956,000 |
| Total capital | 35,676,000 | 36,175,000 | 36,973,000 | 37,453,000 |
| Risk-weighted assets | 173,853,000 | 174,498,000 | 179,879,000 | 199,234,000 |