Call reports 2005
FARMERS NATIONAL BANK — 2005
What FARMERS NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 259,826,000 | 263,155,000 | 261,967,000 | 271,995,000 |
| Total loans | 130,798,000 | 129,770,000 | 133,100,000 | 139,623,000 |
| Allowance for loan losses | 2,660,000 | 2,660,000 | 2,661,000 | 2,836,000 |
| Securities available for sale | 106,249,000 | 107,898,000 | 105,158,000 | 104,669,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,915,000 | 164,419,000 | 162,253,000 | 175,934,000 |
| Interest-bearing deposits | 149,611,000 | 147,066,000 | 147,370,000 | 153,914,000 |
| Noninterest-bearing deposits | 16,304,000 | 17,353,000 | 14,883,000 | 22,020,000 |
| Equity capital | 31,666,000 | 32,755,000 | 33,148,000 | 32,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,212,000 | 6,535,000 | 9,922,000 | 13,494,000 |
| Interest expense | 1,468,000 | 3,050,000 | 4,725,000 | 6,521,000 |
| Net interest income | 1,744,000 | 3,485,000 | 5,197,000 | 6,973,000 |
| Noninterest income | 86,000 | 175,000 | 265,000 | 365,000 |
| Noninterest expense | 853,000 | 1,624,000 | 2,417,000 | 3,191,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 450,000 |
| Pretax income | 683,000 | 1,672,000 | 2,702,000 | 3,650,000 |
| Income tax | 132,000 | 341,000 | 562,000 | 734,000 |
| Net income | 551,000 | 1,331,000 | 2,140,000 | 2,916,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,099,000 | 31,641,000 | 32,450,000 | 32,681,000 |
| Total capital | 33,090,000 | 33,629,000 | 34,455,000 | 34,823,000 |
| Risk-weighted assets | 158,648,000 | 158,389,000 | 159,747,000 | 170,630,000 |