Call reports 2004
FARMERS NATIONAL BANK — 2004
What FARMERS NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 248,061,000 | 246,196,000 | 245,634,000 | 247,595,000 |
| Total loans | 114,347,000 | 116,458,000 | 124,762,000 | 127,153,000 |
| Allowance for loan losses | 2,247,000 | 2,306,000 | 2,364,000 | 2,389,000 |
| Securities available for sale | 113,447,000 | 108,681,000 | 104,974,000 | 105,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,298,000 | 158,469,000 | 157,160,000 | 159,346,000 |
| Interest-bearing deposits | 140,657,000 | 145,677,000 | 142,492,000 | 139,859,000 |
| Noninterest-bearing deposits | 13,641,000 | 12,792,000 | 14,668,000 | 19,487,000 |
| Equity capital | 31,125,000 | 29,551,000 | 31,715,000 | 31,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,212,000 | 6,307,000 | 9,456,000 | 12,657,000 |
| Interest expense | 1,398,000 | 2,753,000 | 4,112,000 | 5,487,000 |
| Net interest income | 1,814,000 | 3,554,000 | 5,344,000 | 7,170,000 |
| Noninterest income | 118,000 | 216,000 | 289,000 | 396,000 |
| Noninterest expense | 787,000 | 1,595,000 | 2,350,000 | 3,123,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 1,293,000 | 2,300,000 | 3,300,000 | 4,416,000 |
| Income tax | 320,000 | 615,000 | 850,000 | 1,062,000 |
| Net income | 973,000 | 1,685,000 | 2,450,000 | 3,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,938,000 | 29,419,000 | 30,184,000 | 30,548,000 |
| Total capital | 30,753,000 | 31,250,000 | 32,075,000 | 32,493,000 |
| Risk-weighted assets | 144,797,000 | 145,982,000 | 150,773,000 | 155,186,000 |