Call reports 2003
FARMERS NATIONAL BANK — 2003
What FARMERS NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 230,476,000 | 233,433,000 | 240,351,000 | 244,205,000 |
| Total loans | 113,141,000 | 111,683,000 | 112,316,000 | 115,059,000 |
| Allowance for loan losses | 1,932,000 | 1,983,000 | 2,030,000 | 2,190,000 |
| Securities available for sale | 94,004,000 | 98,228,000 | 97,672,000 | 114,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,837,000 | 148,364,000 | 154,682,000 | 161,210,000 |
| Interest-bearing deposits | 133,493,000 | 136,787,000 | 143,085,000 | 144,895,000 |
| Noninterest-bearing deposits | 12,344,000 | 11,577,000 | 11,597,000 | 16,315,000 |
| Equity capital | 28,652,000 | 29,693,000 | 29,449,000 | 29,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,220,000 | 6,305,000 | 9,341,000 | 12,537,000 |
| Interest expense | 1,594,000 | 3,131,000 | 4,632,000 | 6,100,000 |
| Net interest income | 1,626,000 | 3,174,000 | 4,709,000 | 6,437,000 |
| Noninterest income | 121,000 | 293,000 | 419,000 | 530,000 |
| Noninterest expense | 744,000 | 1,480,000 | 2,213,000 | 3,029,000 |
| Provision for loan losses | 56,000 | 111,000 | 166,000 | 372,000 |
| Pretax income | 1,264,000 | 2,340,000 | 3,208,000 | 4,014,000 |
| Income tax | 270,000 | 560,000 | 790,000 | 900,000 |
| Net income | 994,000 | 1,780,000 | 2,418,000 | 3,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,597,000 | 27,148,000 | 27,786,000 | 27,965,000 |
| Total capital | 28,317,000 | 28,848,000 | 29,515,000 | 29,742,000 |
| Risk-weighted assets | 137,356,000 | 135,718,000 | 138,047,000 | 141,716,000 |