Call reports 2002
FARMERS NATIONAL BANK — 2002
What FARMERS NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 218,003,000 | 226,842,000 | 231,240,000 | 232,580,000 |
| Total loans | 110,347,000 | 111,628,000 | 115,347,000 | 116,050,000 |
| Allowance for loan losses | 1,684,000 | 1,702,000 | 1,721,000 | 1,876,000 |
| Securities available for sale | 87,665,000 | 93,170,000 | 93,102,000 | 92,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,234,000 | 144,342,000 | 145,636,000 | 147,266,000 |
| Interest-bearing deposits | 135,285,000 | 132,634,000 | 133,660,000 | 132,486,000 |
| Noninterest-bearing deposits | 10,949,000 | 11,708,000 | 11,976,000 | 14,780,000 |
| Equity capital | 24,862,000 | 26,685,000 | 28,080,000 | 28,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,381,000 | 6,821,000 | 10,342,000 | 13,749,000 |
| Interest expense | 1,784,000 | 3,539,000 | 5,312,000 | 7,024,000 |
| Net interest income | 1,597,000 | 3,282,000 | 5,030,000 | 6,725,000 |
| Noninterest income | 81,000 | 135,000 | 187,000 | 252,000 |
| Noninterest expense | 703,000 | 1,411,000 | 2,153,000 | 2,997,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 222,000 |
| Pretax income | 1,035,000 | 2,069,000 | 3,170,000 | 4,082,000 |
| Income tax | 250,000 | 475,000 | 790,000 | 1,015,000 |
| Net income | 785,000 | 1,594,000 | 2,380,000 | 3,067,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,017,000 | 24,591,000 | 25,377,000 | 25,603,000 |
| Total capital | 25,685,000 | 26,271,000 | 27,098,000 | 27,351,000 |
| Risk-weighted assets | 133,425,000 | 134,393,000 | 138,954,000 | 139,691,000 |