Call report 2008Q4
CHARTER BANK — 2008Q4
The 22 measures CHARTER BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 51,103,000 | USD | evidence → |
| Total loans | 37,250,000 | USD | evidence → |
| Allowance for loan losses | 557,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 35,655,000 | USD | evidence → |
| Interest-bearing deposits | 33,398,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,257,000 | USD | evidence → |
| Equity capital | 14,192,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,427,000 | USD | evidence → |
| Interest expense | 333,000 | USD | evidence → |
| Net interest income | 1,094,000 | USD | evidence → |
| Noninterest income | 14,000 | USD | evidence → |
| Noninterest expense | 3,191,000 | USD | evidence → |
| Provision for loan losses | 557,000 | USD | evidence → |
| Pretax income | -2,640,000 | USD | evidence → |
| Income tax | 12,000 | USD | evidence → |
| Net income | -2,652,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,192,000 | USD | evidence → |
| Total capital | 14,743,000 | USD | evidence → |
| Risk-weighted assets | 44,134,000 | USD | evidence → |