Call report 2020Q4
ROYAL SAVINGS BANK — 2020Q4
The 22 measures ROYAL SAVINGS BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 516,448,000 | USD | evidence → |
| Total loans | 438,970,000 | USD | evidence → |
| Allowance for loan losses | 3,623,000 | USD | evidence → |
| Securities available for sale | 31,733,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 460,607,000 | USD | evidence → |
| Interest-bearing deposits | 388,603,000 | USD | evidence → |
| Noninterest-bearing deposits | 72,004,000 | USD | evidence → |
| Equity capital | 50,361,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,922,000 | USD | evidence → |
| Interest expense | 2,718,000 | USD | evidence → |
| Net interest income | 15,204,000 | USD | evidence → |
| Noninterest income | 575,000 | USD | evidence → |
| Noninterest expense | 9,527,000 | USD | evidence → |
| Provision for loan losses | 2,321,000 | USD | evidence → |
| Pretax income | 4,745,000 | USD | evidence → |
| Income tax | 1,575,000 | USD | evidence → |
| Net income | 3,170,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,629,000 | USD | evidence → |
| Total capital | 48,252,000 | USD | evidence → |
| Risk-weighted assets | 344,881,000 | USD | evidence → |