Call report 2018Q4
ROYAL SAVINGS BANK — 2018Q4
The 22 measures ROYAL SAVINGS BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 406,773,000 | USD | evidence → |
| Total loans | 330,490,000 | USD | evidence → |
| Allowance for loan losses | 2,697,000 | USD | evidence → |
| Securities available for sale | 42,959,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 347,082,000 | USD | evidence → |
| Interest-bearing deposits | 298,922,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,160,000 | USD | evidence → |
| Equity capital | 46,437,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,665,000 | USD | evidence → |
| Interest expense | 2,646,000 | USD | evidence → |
| Net interest income | 15,019,000 | USD | evidence → |
| Noninterest income | 795,000 | USD | evidence → |
| Noninterest expense | 9,122,000 | USD | evidence → |
| Provision for loan losses | 675,000 | USD | evidence → |
| Pretax income | 5,981,000 | USD | evidence → |
| Income tax | 1,281,000 | USD | evidence → |
| Net income | 4,700,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,794,000 | USD | evidence → |
| Total capital | 41,491,000 | USD | evidence → |
| Risk-weighted assets | 259,698,000 | USD | evidence → |