Call report 2015Q4
ROYAL SAVINGS BANK — 2015Q4
The 22 measures ROYAL SAVINGS BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 202,282,000 | USD | evidence → |
| Total loans | 151,596,000 | USD | evidence → |
| Allowance for loan losses | 1,394,000 | USD | evidence → |
| Securities available for sale | 29,979,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 166,790,000 | USD | evidence → |
| Interest-bearing deposits | 147,639,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,151,000 | USD | evidence → |
| Equity capital | 35,020,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,004,000 | USD | evidence → |
| Interest expense | 383,000 | USD | evidence → |
| Net interest income | 5,621,000 | USD | evidence → |
| Noninterest income | 6,096,000 | USD | evidence → |
| Noninterest expense | 4,490,000 | USD | evidence → |
| Provision for loan losses | -40,000 | USD | evidence → |
| Pretax income | 7,351,000 | USD | evidence → |
| Income tax | 937,000 | USD | evidence → |
| Net income | 6,414,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 30,757,000 | USD | evidence → |
| Total capital | 32,151,000 | USD | evidence → |
| Risk-weighted assets | 124,109,000 | USD | evidence → |